Wealth & Asset Management · Fiduciary Accountability · FCA Scrutiny
Fiduciary decisions,
independently reconstructable.
Under FCA review or client complaint, the decisive question is rarely intent. It is whether the exact decision-state can be reproduced without relying on retrospective narrative.
Veriscopic reconstructs suitability and investment decisions — preserving mandate constraints, portfolio context, policy versions, authority delegation, and system behaviour in a time-fixed, integrity-bound evidentiary format.
Independent evidentiary reconstruction. No compliance certification. No retrospective explanation engineering.
Where fiduciary exposure typically breaks down
- Suitability rationale dependent on adviser recollection
- Policy updates not anchored to execution moment
- Mandate constraint interpretation inconsistencies
- Model-assisted recommendations without reproducible context
- Consumer Duty evidence fragmented across systems
- Version history gaps across portfolio decisions
Under scrutiny, firms are asked: “What exactly was relied upon at the time?”
Structural evidence determines defensibility.
Fiduciary assessment engagements
Fiduciary Assessment Engagements
These engagement levels relate to fiduciary reconstruction and assessment work, separate from Veriscopic’s broader infrastructure deployment pricing.
Level 1
Suitability Reconstruction Diagnostic
£15,000
Interview-led simulation of one historic suitability decision under FCA or complaint scrutiny.
Level 2
Structural Fiduciary Assessment
£50,000 – £75,000
Most suitable for firms testing recurring decision patterns
Multi-decision reconstruction testing with structural defensibility rating.
Level 3
Fiduciary Defensibility Programme
£85,000 – £120,000
Systemic reconstruction, anchored artefact generation, executive session, and regulator-ready defensibility memorandum.
Forensic simulation briefing
Review a reconstructed suitability decision under scrutiny conditions
Institutional-style example demonstrating where fiduciary evidentiary durability typically breaks down 12–18 months after execution.
Simulated example for structural illustration. No live organisational data included.
Request fiduciary assessment
Pressure-test your fiduciary deployment before it is examined under FCA scrutiny.
Independent reconstruction work designed to expose evidentiary weakness before complaint, redress, supervisory review, or years-later challenge.